Frequently Asked Questions

When do I need to sign up for Medicare?

You should sign up during your Initial Enrollment Period (IEP) — a 7-month window that begins 3 months before the month you turn 65 and ends 3 months after. If you miss this period, you may face penalties or delays in coverage. Enrolling on time ensures you avoid gaps in health coverage and late fees.

How do I enroll in Medicare for the first time?

If you’re receiving Social Security benefits, you’ll be enrolled automatically in Medicare Parts A and B. If not, you’ll need to manually enroll through Social Security online, by phone, or in person. You can also work with a licensed Medicare agent (like us!) to walk you through the steps — completely free.

What documents do I need for Medicare?

To enroll, you’ll need basic documents like your Social Security number, birth certificate, and proof of U.S. citizenship or legal residency. If you’re enrolling in a Medicare Advantage or Part D plan, you’ll also want a list of your doctors and prescriptions to help compare plans effectively.

What’s the difference between Medicare Advantage and Original Medicare?

Original Medicare includes Part A (hospital) and Part B (medical), but it doesn't cover prescriptions or extras like dental. Medicare Advantage (Part C) combines all-in-one coverage and often includes vision, dental, and prescription drugs — sometimes for $0 premium. We can help you compare both to find the best fit.

Secure Your Healthcare. Protect Your Savings.

Turning 65? The right Medicare plan can help avoid unexpected medical bills, reduce monthly expenses, and protect your retirement income. Our licensed agents will walk you through your options — completely free.

📌 Avoid late enrollment penalties

📌 Discover $0 premium Medicare Advantage plans

📌 Compare Medicare Supplements to lower out-of-pocket costs

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